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Harvest Trail Retirement Strategies

5301 E Garfield Rd

Hesperia, MI 49421

*Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged. Annuities are long-term, tax-deferred vehicles designed for retirement and contain some limitations.

** Harvest Trail Retirement Strategies does not provide legal advice and cannot draft legal documents. We are pleased to work with a client’s current estate planning attorney, CPA®, and other advisers.

Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of annuities and insurance products to custom suit their needs and objectives. This material has been prepared for informational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. By contacting us, downloading booklets, or attending events, you may be offered a meeting to discuss how our insurance and other services can meet your retirement needs.

Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.

Insurance services have a best interest standard which requires recommendations to be in your best interest. Agents may receive commission for the sale of insurance and annuity products. Additional details including potential conflicts of interest are available in our firm's Insurance Agent Disclosure for Annuities form.

ARE-18949 | 25231 | 9/8/2025

Your neighbors trust ﻿your judgment, and so do we.

Contact Us

Ready to Take the Next Step?

Your neighbors trust your judgment, and so do we.